MARLINA, Lina; JULIANA, Juliana; MIFTAHUDDIN, Asep; NIRWANA, Nihlatul Qudus Sukma. Simulation-Based Framework for Segmenting QRIS Consumer Payment Patterns Using Transaction Analytics and K-Means Clustering. Daengku: Journal of Humanities and Social Sciences Innovation, [S. l.], v. 6, n. 5, p. 1086–1104, 2026. DOI: 10.35877/454RI.daengku5217. Disponível em: https://jpabdimas.idjournal.eu/index.php/daengku/article/view/5217. Acesso em: 8 nov. 2026.